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(SOLD) $225,000

406 S Bluff Street Monticello, IN  47960

  • 4 Beds
  • 2 Baths
  • 2,009 sq. Ft

Property Description for 406 S Bluff Street Monticello, IN 47960

This charming and spacious 4 bedroom 2 bath one-and-a-half story home in the heart of Monticello has been beautifully renovated while bringing to life it's character!!! Upon entering you will be greeted by the large kitchen with an island that provides seating as well as extra space for prepping meals and storage. The main level has a large breakfast nook as well as dining room and a cozy living room where you can relax next to the cozy electric fireplace. The main level owner's suite has the original hardwood floors and a newly renovated ensuite bathroom. Upstairs you will find 3 additional bedrooms and completely new bathroom. The entire interior of this home has been freshly painted and all new carpet and LVP flooring has been installed throughout. Other recent updates include new Anderson windows, new seamless gutters, new HVAC system installed in 2022, and new gas water heater in 2024. Outside you can relax on this large covered front porch and the freshly stained deck in the fenced back yard is perfect for entertaining at this rustic bar! There is plenty of parking out back and extra storage in this oversized three car garage with office space! There is nothing to do here but move in and enjoy this beautiful home! Inspections are very welcomed, but this home is being sold as is.

Address:406 S Bluff Street Monticello IN 47960
Status:Sold
Sold On: 8/29/2024
Price:$224,900
Bedrooms:4 Beds
Bathrooms:2 Full Baths
Sq. Feet:2,009
Year Built:1900
Lot Size:0.19
County: White County
Township: Union
School System : Twin Lakes
MLS #:202422825
Property Type:Site-Built Home

Lot Dimensions:50x165
Lot Description:Level
Directions:South on Main St, Left on Market St, Right on Bluff. House is on the right.
Total Sq. Ft. :2,009
Garage:Detached
Basement:Yes

Loan Price
$1,390
Price And Interest $1,174/month
Property Tax $122/month
MTG INS $0/month
HOME INS $94/month
Price
$225,000
Down Payment %
0 %
Down Payment
$0
Property Taxes
$122/month
Home Owner Insurance
$1,128 / year
HOA Dues
$0 / Month
Interest Rate
4.75 %
Mortgage Ins.
$0 / year
YEARS

RoomSizeLevel
Breakfast Room 15 x 9 Main
Master Bedroom 16 x 10 Main
2nd Bedroom 11 x 14 Upper
3rd Bedroom 12 x 13 Upper
4th Bedroom 13 x 7 Upper
Kitchen 15 x 11 Main
Dining Room 13 x 15 Main
Living Room 15 x 15 Main

Semi-Annual Property Tax:$730
Tax Year:2023-2024
Mandatory HOA Fee:$

Subdivision: None
Zip Code:47960

School System:Twin Lakes
High School:Twin Lakes
Middle School:Roosevelt
Elementary School:Oaklawn

Total Sq. Ft.:2,009
Appliances:Dishwasher, Microwave, Refrigerator, Washer, Dryer-Electric, Range-Electric, Water Heater Gas
Exterior Features:Vinyl
Fuel:Gas, Forced Air
Fireplace(s):Living/Great Rm, Electric
Cool:Central Air
Heat:Gas, Forced Air
Total Rooms:10
Tucker Customer Care, REALTOR®/Broker, F. C. Tucker Company
Tucker Customer Care
Additional Phone (317) 954-4768
F.C. Tucker Company

Listing provided courtesy of Brandi Shaw with Indiana Realty Group

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program. Real estate listings held by IDX Brokerage firms other than F.C. Tucker Company include the name of the listing IDX broker. This information is provided exclusively for personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The broker providing this data believes it to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information deemed reliable but is not guaranteed.





Monticello Market Report

169
Avg. DOM
$192.89
Avg. $ / Sq.Ft.
$ 274,900
Med. List Price

The house prices in Monticello are indeed dropping at the moment. There has been a decrease in price of $14,421.17. There are several factors that can cause a price drop. Higher mortgage rates, lower demand, prices of comparable properties can all cause the price of a house to drop.

The housing market and house prices in Monticello are going Down. The average house price is $274,900.00 and the average price per square feet is $192.10 per square feet. At the moment, the amount of homes listed is exactly 340 houses, with 89 with active status, 14 with pending status and 237 sold in Monticello .

The most popular place to buy a home in Monticello is 9101 - White - Monon. 9101 - White - Monon is where we have the most properties listed and there seems to be the most demand to buy a house. Some people love to live in the most popular areas of a city, and others prefer to live in an area that is less busy. Regardless of your preference, we have a vast variety of listings and agents to help you find a house in Monticello .

The average amount of property taxes you would have to pay for a home in Monticello is $1,688.51. It is important to consider property taxes when purchasing a home. Property taxes are tied to the value of the home. The more expensive the home is, the higher the taxes will be.

Properties in Monticello are staying listed for an average of 61 days. A good way to tell if you are in a buyer's or seller's market is to look at the average days on market for homes in the area. A low number of average days on market indicate a seller's market whereas a high number of average days on market indicate a buyer's market.

The last home listed in Monticello was 2642 minutes ago.

At the moment we have 2 open houses that you can visit.

The cost of the most expensive home in Monticello is $995,000.00. There are several reasons to consider buying an expensive home. They typically have great amenities, will be in great condition, and have plenty of space inside and outside of the home. Expensive real estate usually appreciates very fast, making it a good investment if you can afford it.

The cost of the cheapest home in Monticello is $85,000.00 . Buying a cheap house can have many benefits including keeping your payments low, allowing more room in your budget to customize or improve the house, as well as allowing you to pay of your mortgage faster.

The date of the oldest built home in Monticello in year 1880 and the newest built house is in year 2024.

The average size of properties in Monticello is 1833.89 sq.ft. , the biggest one being 5232 sq.ft. and the smaller being 0 sq.ft. . The size of your family and budget are important factors to consider when purchasing a home.